Who May be Entitled to Social Security Benefits?
Social Security benefits are based on a worker’s earned income that is subject to Social Security taxes. In addition, others may be entitled to benefits based on a worker’s earnings record, including a spouse, dependent children, parents (if over age 62 and dependents of the worker), and possibly a divorced spouse. A wife may receive up to 50% of her husband’s Primary Insurance Amount (PIA) and a husband may receive up to 50% of his wife’s PIA. Dependent unmarried children under age 18 (or 19 if a full-time high-school student) are eligible for up to 50% of the level of benefits. However, there is a maximum family benefit based on earnings, which generally varies between 150% and 180% of monthly benefits. For more information see [Social Security Administration website].