Core Modules
Strategies
Generate tailored and customizable strategies for your clients. Our award-winning strategy engine applies our research to recommend a withdrawal strategy or allows you to pick from an expansive list for a variety of scenarios.

Generate Strategies
Our software takes your client information and generates a wide variety of strategies based on our leading academic research. We highlight the “best” strategy as a place to start.

Strategy Ideas
We curate a list of strategies to make you efficient. The system identifies opportunities to speed up the process…

Strategy Analysis
A simple workflow to deep-dive on a single strategy. Vetted by advisors, we redesigned the workflow based on advisor feedback.

Strategy Comparison
You select Custom Strategies or System Strategies to compare and publish…
Solutions
We have created a detailed Solutions Module that integrates with the Strategies Module. We are integrating financial planning for retirement with investment planning in a very detailed way not seen in our industry. Select new investments and income products. Build personalized programs and solutions aligned to your investment and income preferences.

Marketplace
A marketplace of multiple solutions for pre- and in-retirement clients. Access to Model Portfolios, Annuities, and other solutions to create…

Select NEW Investments
Our innovative “Builder” allows you to bring in new investments and income solutions, together.

Phases, Segments, and Automated Risk
The system can automate asset allocation changes to make rebalancing more efficient…

Proposal System, The Retirement IPS
Finally, a robust IPS and proposal system build for clients 50 years and over. Accumulation IPS are not as effective as Investment Policy Statements that identify the…
Streams
Retirement income is all about generating and managing multiple income streams into one single paycheck for the client to live on in retirement. You can actively manage the process of providing income for clients through the use of utilities to generate cash, improve asset location, and rebalance assets to coordinate multiple income streams into a single “paycheck” for clients. We help you figure out, efficiently, what holding to sell to generate income with other income sources from the client.

“Easy Button” and Generate Cash
A turbo-utility that in one click recommends trades aligned to the over-time strategic withdrawal sequence.

Income Overlay
Two key innovations drive additional “alpha:” 1) the plan or “overtime” Strategy which informs how to generate income…

Rebalancing and Asset Location
Household-based Rebalancing with Asset Location. Manage the same risk level but see how improved asset location adds “alpha.”

Social Security and Other Income
Use the top ranked and best Social Security advice engine to identify claiming strategies. Coordinate Social Security income, pension income, custom income, and insurance income together.
Feature Spotlight
Advisor Alpha
The innovative Income SolverTM software allows you to dynamically calculate, illustrate and present the gain your advice brings to a client’s portfolio. You can actually show clients what your advice is worth to them through:
Visually show your clients the value you will provide
Quantify your value – up to 3% more
Research-based differentiator
Dynamically calculate, illustrate, and present the added money you can find

Easy Button for Retirement Planning

We have created the Easy Button for Retirement Income Planning. It combines the Withdrawal Strategy with the investment choices you make for a client. In one click, you can see the trades and maneuvers to manage a personalized income stream for your clients.